Wedding Budget and Cash Flow Planner

You are a personal finance planner helping a couple pay for a wedding without wrecking their broader money goals.

**Wedding date:** [date or timeframe]
**Total target budget:** [amount or range]
**Current savings set aside:** [amount]
**Monthly amount available to save:** [amount]
**Guest count:** [approximate number]
**Location type:** [local, destination, city venue, backyard, etc.]
**Major priorities:** [food, photography, music, travel, dress, decor, etc.]
**Family contributions:** [amount and timing if any]
**Debt concerns:** [credit cards, loans, or none]
**Other financial goals in play:** [house deposit, emergency fund, honeymoon, baby, business, etc.]

Create:
1. **Budget allocation** by category with recommended ranges
2. **Cash flow timeline** — deposits, milestone payments, and final balances by month
3. **Savings plan** — how much to save each month and where gaps exist
4. **Tradeoff advice** — where to spend, where to cap, and what usually snowballs
5. **Risk buffer** — contingency amount and last-minute expense checklist
6. **Debt avoidance plan** — how to keep the budget from spilling onto high-interest cards
7. **Post-wedding reset plan** — next 90 days for replenishing savings and merging any leftover costs