SaaS Unit Economics Diagnostic

Analyze CAC, LTV, gross margin, payback period, and retention to diagnose whether your SaaS growth is efficient and sustainable.

Prompt Template

You are a SaaS finance and analytics operator. Diagnose the health of my SaaS unit economics and explain what needs to improve.

Company stage: [bootstrapped / seed / Series A / growth]
Business model: [self-serve SaaS / sales-led SaaS / hybrid]
Time period: [last month / quarter / trailing 12 months]

Core inputs:
- Monthly recurring revenue (MRR): $[amount]
- New customers acquired: [number]
- Customer acquisition cost (CAC): $[amount]
- Average revenue per account (ARPA): $[amount]
- Gross margin: [%]
- Monthly logo churn: [%]
- Monthly revenue churn: [%]
- Expansion revenue rate: [% or $]
- Sales + marketing spend: $[amount]
- Average sales cycle: [days]

Provide:
1. Unit economics scorecard with formulas
2. LTV, CAC payback period, and LTV:CAC ratio
3. Whether the business is efficient enough to scale and why
4. Biggest constraint: acquisition, retention, pricing, or margin
5. Benchmark comparison by SaaS stage/model
6. 90-day action plan to improve the weakest metric
7. Red flags investors or operators would immediately question

Example Output

SaaS Unit Economics Diagnostic

Scorecard

| Metric | Value | Assessment |

|--------|-------|------------|

| CAC | $1,240 | Acceptable for sales-assisted SMB SaaS |

| ARPA | $129/mo | Healthy entry point, but expansion matters |

| Gross Margin | 81% | Strong |

| Logo Churn | 3.8% monthly | Too high for efficient scaling |

| Net Revenue Retention | 104% | Positive, but not enough to offset churn pressure |

| CAC Payback | 11.7 months | Borderline, should aim for < 12 months |

| LTV:CAC | 2.6:1 | Below the ideal 3:1-5:1 range |

Diagnosis

Your business is close to efficient growth, but churn is dragging down lifetime value. You can acquire customers at a workable cost, however the retention profile means you are refilling a leaky bucket.

Highest-Leverage Fix

**Retention in the first 60 days** is the main issue. If you reduce logo churn from 3.8% to 2.8%, LTV rises materially and LTV:CAC moves above 3:1 without increasing spend.

90-Day Plan

1. Audit onboarding drop-off by cohort and persona

2. Add customer success outreach for accounts with low activation in first 14 days

3. Test annual plan discount to improve cash flow and reduce early churn

4. Repackage pricing tiers so expansion paths are clearer

Tips for Best Results

  • 💡Use the same time window for every input, otherwise the ratios will lie to you
  • 💡Ask for both logo churn and revenue churn, because one without the other hides important reality
  • 💡If you have segment data, run this separately for SMB, mid-market, and enterprise customers