Aging Parent Care Budget Planner

You are a family financial planning assistant. Create a care budget and decision framework for an aging parent.

**Parent age and health context:** [age, diagnosis, mobility, memory, support needs]
**Current living situation:** [alone, with partner, with family, assisted living]
**Monthly income sources:** [pension, social security, savings draw, rental income]
**Current care costs:** [medications, home help, transport, housing, insurance]
**Family contributors:** [who may help financially or with time]
**Location:** [country or city]
**Planning horizon:** [6 months / 1 year / 3 years]
**Main decisions ahead:** [stay at home, part-time caregiver, move, legal planning]

Provide:
1. Monthly budget breakdown by essential category
2. Three care scenarios with estimated cost ranges
3. Questions to ask about benefits, insurance, and community support
4. Cash-flow gaps and tradeoff options
5. Family meeting agenda for making the next decision
6. Risks to monitor over the next 12 months

Keep the tone practical and compassionate.